Tips For Saving Money on Insurance

We all want to save money wherever we can and insurance is one of those things where you always wonder if you are getting the best price.  Whether you are looking for comparison vehicle insurance quotes online or shopping for home insurance, here are a few money saving tips to use:

Do the Insurance Shop Around

You probably already know that shopping around is the best way to make sure you are getting the best deal on your insurance policy.  The trouble is that shopping around can be time consuming.  You may choose to use an insurance agent so that they do the price comparisons for you or you may find a great online site that offers you price quotes or you can do the comparisons  yourself!  Either way a little extra time can save you a lot of money (surprisingly so in my experience).

When Getting Insurance Quotes, Compare Apples to Apples

One thing to watch out for when comparing insurance policies is comparing them fairly.  Make sure the quotes you are getting are for the same insurance variables such as deductible, and coverage levels or what you thought was a great deal may not be so great after all.

Bundle Insurance Policies

Many insurance companies give discounts for insuring multiple things with them- like multiples cars or your car and your home.  Be sure to ask.

Ask About Available Insurance Discounts

Don’t be afraid to ask about what discounts are available.  Sometimes they don’t tell you and you may not think to ask but extra discounts can sometime be had for things such as being a nonsmoker, having an alarm system, and/ or being a student.

Do you have any special insurance saving tips to share?